How it Works

It means just that – we will buy a property for cash and cover all seller expenses. Ziphouse is a conservatively financed company with deep liquidity reserves, meaning we have easy access to funds to be able to buy properties in cash. We are a genuine cash buyer of property.

How much we can offer for your property will be dependent on a number of factors – including where it is and its condition. As a rule, we can offer up to 85% of the property’s value – taking into account that we also cover all seller costs in this. We pride ourselves with being straightforward and will therefore give you our best price up front.

We are led by you but typically it takes approximately three weeks from the offer stage to completion. We can however speed up the process when necessary – for example in the cases of repossessions.

We are full members of the National Association of Property Buyers. We also are registered with The Property Ombudsman, meaning that we follow its Code of Practice and follow the principles that home owners are treated fairly and can in the event of a dispute, access an independent remedial service.

We have bought all types of properties, in all types of condition. Whilst the majority of the properties we purchase are residential (in both urban and rural areas), we have also bought commercial properties too. However, due to property laws, we are only able to buy in England and Wales.

No – we firmly believe this approach would be detrimental to what we’re trying to achieve. It won’t cost you to get an offer and we won’t spring any surprises on you.

Our underwriting team has access to real time information on the property market as well as top of the range specialist software and we base our provisional offer on this. Once the provisional offer has been accepted, we will arrange for local estate agents to do a totally independent valuation. After this, a formal offer will be made.

Once you have accepted an offer, you will be allocated to one of our advisers. We try and work to our strengths, so if for example, you are selling a probate property, we will match you to one of our experts with plenty of expertise in that area. We find that this makes the process much more straightforward and means you have one central point of contact to direct any questions to. You will be guided through the process until the point that the money is in your account.

Yes – we are sympathetic to the fact that for whatever reason sometimes the money is needed quickly. We can release 10% to you once we have exchanged contracts.