Risk Warning
Ziphouse Risk Warning
All persons who registered via this portal, on this Website should read carefully the following warnings before making any investment.
All investment products carry risks. The relevant webpages and documents will cover risks specific to an individual offer. Please bear in mind the following general risks involved when investing through this Website.
Your personal decision to invest
A decision to invest in a company is a personal decision by you and no responsibility for the consequences of that decision is accepted by either Ziphouse Limited or by any of its partners, directors, agents, employees or other members. To invest through this Website you need to understand the following important risks:
1. You are not covered by the financial service compensation scheme
Investments, whether in new or existing businesses, carry high risks as well as the possibility of high rewards. Accordingly, each investor should consider very carefully whether such investments are suitable in the light of their own personal circumstances, commitments and available financial resources. Engaging in any investment activity may expose you to a significant risk of losing all of your investment. This is a high-risk investment and much riskier than a savings account.
These investments have not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Please note that these are unregulated products. Therefore, the compensation entitlements under the Financial Services Compensation Scheme (FSCS) do not apply to these investments. In the event of the Company being unable to pay either the capital or interest payments, the protections afforded by the Financial Services and Markets Act 2000 including recourse to the Financial Ombudsman Service and access to the FSCS will not apply.
2. Liquidity
As an investor you should be aware that no established market exists for the trading of the bonds in private companies. Neither the Company nor the Bonds are presently listed on any stock so even though the Bonds are transferable between parties they cannot be easily traded, bought or sold.
3. Tax
Tax treatment depends on your individual circumstances and may be subject to change in the future. Ziphouse Limited recommends that if you require tax advice, you should seek this from a qualified tax professional and recommend that you take your own tax advice on any investments which you make via this Website.
4. Recommendation
Potential Investors are strongly advised to consult an independent financial advisor or other financial adviser who is authorised under the Financial Services and Markets Act 2000 (“FSMA”) to advise on investments of this sort if they are in any doubt.
5. Past performance
Past performance is not a reliable indicator of future performance. You should not rely on any past performance as a guarantee of future investment performance.
Where security is in place or assets held in support of the investment, there is a risk that if the underlying borrower defaults, or if there is a delay in realising the asset, then the asset may not be sold for enough to cover the loan or may result in delayed repayment of investors’ money. Additionally, where the security is not a first charge, in the event of a sale of the asset funds will be available to be paid to investors only after payment to the charge holders who rank ahead of investors.
Disclaimer
Investing in investment opportunities such as those offered by Ziphouse Ltd, involves risks including loss of capital. Investments made through Ziphouse Ltd are not covered by the Financial Services Compensation Scheme (FSCS).
Ziphouse Ltd is incorporated in the UK with company number 10309396. The registered office address is 111 Park Street, London, England, W1K 7JL.